Membership terms

Membership access is account-specific and account sharing is not permitted. Access lasts only for the recorded membership period and renewal requires administrator approval and confirmed payment.

Content may be used for personal professional development. Redistribution, bulk extraction, resale, or systematic copying is not permitted.

Payment is administratively confirmed. Refund terms are not approved and require legal review. Banking content is general and educational; institution-specific validation remains necessary.

The governing language must be confirmed through legal review. This is not legal advice.